Very silly pics

[Mrs Trellis]

Not silly at all............

 

[JasonC]

Better than lettuce-woman though...

 

[Mark Wright]

Better than lettuce-woman though...

Only just.

 

[Maj]

Just bought a book from Ikea!

 

[tony from suffolk]

 

[Mrs Trellis]

 

[Mrs Trellis]

Sun worshipper............

https://twitter.com/x/status/2024735814333157813

 

[Mrs Trellis]

https://twitter.com/x/status/2024773896713490783

 

[Tricky Dicky]

 

[Mrs Trellis]

 

[royfellows]

Makes one worry about ones investment.

 

[Mrs Trellis]

We win twice a month; first the peek then the email finally arrives.

Makes one worry about ones investment.

View attachment 25360

 

[pwhole]

I've had 10 £1 bonds since I was born, and still never won a penny - but there's still time!

 

[alanw]

That's 10x the amount I was given for my Christening, and I haven't won anything either.

P.S. Martin Lewis thinks they're overrated

https://www.moneysavingexpert.com/news/2026/02/premium-bond-prize-rate-cut-april/

 

[traff]

I average a couple of hundred quid a month and the missus got £25k last year.

 

[pwhole]

Do you both work there?

 

[andys]

Do you both work there?

The maximum value of bonds a person can hold is £50K so, at the current payout rate of 3.6%, thats going to generate, on average, about £1800pa (or £150 per month). If you exclude the massive prizes - the two monthly £1M ones - the likely monthly win drops significantly.

 

[Mark Wright]

Looking back at the last 12 months, my wife made 3.1% and I made 2.7% on our maximum allowances. £100.00 was the maximum payout amount on any of our winning bonds.

They certainly aren't the best investments around, and I wouldn't recommend having all your savings in Premium Bonds.

It is quite exciting though opening up the App every month to see what you've won and wondering if it's the big one. I'm in a Premium Bond winnings WhatsApp group and the general consensus is the +/- 2.9% returns my wife and I make are fairly typical. The excitement is worth the poor return for us.

 

[Prof. Warthog]

Be warned - if you inherit any premium bonds you do not inherit any outstanding winnings! I have just found this out when dealing with my mothers estate. We only got the face value of the premium bonds - not at all sure what happened to the unclaimed @£400 but it did not come to the beneficiaries.......

 

[Mrs Trellis]

https://twitter.com/x/status/2028117839924621811