Ian Adams
Well-known member
The issue of non-insured cavers (tagging along with an insured group) has arisen locally and I would be very grateful for opinions as to the policies of other clubs (and the ?realism? of those policies)
For instance;
A) I understand that a ?new? caver can come along with the club as a ?taster? and the BCA insurance policy extends cover to that (please correct if wrong) ?
B) What if that same person wants to come along outside of the permitted BCA insurance timeframe? Would ?your club? disallow such a request ?
C) If the request was allowed, is there any detriment to the insured members or would it just be the uninsured member who has accepted a ?risk? ?
D) What if it is a member who didn?t renew their subs ? would ?your club? treat that person any differently ?
E) What if it were the son or daughter of a member who was under 18 ? would ?your club? treat that person any differently ?
F) Is the ?risk? for an under 18 different to ?C? above (ie. will it fall to their parent who is also on the trip and insured ?) ?
Basically, what I am asking is ?how does your club handle non-insured visitors on your trips? ?
All opinions (and any facts) very welcome please.
Thanks
Ian Adams
For instance;
A) I understand that a ?new? caver can come along with the club as a ?taster? and the BCA insurance policy extends cover to that (please correct if wrong) ?
B) What if that same person wants to come along outside of the permitted BCA insurance timeframe? Would ?your club? disallow such a request ?
C) If the request was allowed, is there any detriment to the insured members or would it just be the uninsured member who has accepted a ?risk? ?
D) What if it is a member who didn?t renew their subs ? would ?your club? treat that person any differently ?
E) What if it were the son or daughter of a member who was under 18 ? would ?your club? treat that person any differently ?
F) Is the ?risk? for an under 18 different to ?C? above (ie. will it fall to their parent who is also on the trip and insured ?) ?
Basically, what I am asking is ?how does your club handle non-insured visitors on your trips? ?
All opinions (and any facts) very welcome please.
Thanks
Ian Adams