Not necessarily on thread, but general interest, bouncing off the last post.
Beware of your vehicle insurers referring you to a "Credit Hire" company when the other party is obviously liable.
The costs are sky hire and when you enter into the contract with them you agree to bear the cost of anything that cannot be recovered from the other drivers insurers.
Case history
My Skoda VRS was written off in Goginan by a BMW which ran into the back of it while stationary making a right turn with indicator going. Rather expect the Beamer driver playing with his phone/satnav/ whatever instead of looking where he was going.
This was on Sunday, RS was write off with me nearly killed by going over an edge with a drop the other side, taxi back home as recovery cannot now take a car back to the drivers home. Why is another story.
Monday morning on phone, insurers already knew about accident, BMW driver admitted liability, my insurers send me the dreaded credit hire agreement. Reading it, I did not like what I saw. Next email in was from Saga Claims, the Beamer.
My first question was "Are you admitting full liability" Answer "Yes"
OK, how soon can you get a hire car to me?
This afternoon
Europcars delivered a nearly new i40 Hyundai at 1500 with a full tank and agreement for 2 months!
Saga payed me current fourcourt price for the RS and reimbursed the taxi fare.
As it turned out I located a new vehicle of my liking at Northampton and there was a Europcars branch a few hundred yards away to drop the hirer.
Didn't think much of the i40, no power at all and only 42 mpg from a modern diesel.