BCA travel insurance

[paul]

ADAC insurance were the only ones even remotely able or willing to cover me for almost 3 months of caving and cave diving in Papua New Guinea.  Certainly worth considering for more remote expeditions.  Not sure how straight forward it is to sort out though as a member of my caving club in Austria works for them and arranged everything.  My German lingo certainly isn't up to translating it all out on the internet...

Did you also get fed up of the Auto magazines in German?

 

[AMW]

Has any thing happened with the BCA travel insurance?

I never did receive a reply to the e-mail that I sent to the BCA provider (Towergate). So for the last trip I took out the snow card and very easy it was to do all one line. For the under water bit I have an annual DAN membership. I see little reason not to go with the Snow card next time I need cover.

Andrew.

 

[damian]

Out of interest, did you use the BCA e-mail address or something from Towergate's website?

Their contact is apparently Richard Gibb.

Personally I use Snowcard because it's so easy.

 

[AMW]

I used the address from the Towergate site.

I also find the Snow card fine to use, I have in the past always used the BCRA insurance this was also easy to use You called John Cooper told him when and how many going he told you how much and you sent the money. This changed over the years and became more complex with BCRA and now BCA not being there own broker and using an agency as the broker. This seems a side issue as the broker seems not to be interested in the work.

Andrew.

 

[damian]

This seems a side issue as the broker seems not to be interested in the work.

May well be the case and it is probably worth letting the Legal & Insurance officer (legal@ british-caving.org.uk) know you had trouble getting a response. It may be a one-off due to not using travel-insurance@ british-caving.org.uk, but may actually be a common problem.

 

[peterdevlin]

Thanks for your email enquiry.
The activcard sports level 3 will cover caving and cave diving.  If you
are doing exploratory caving we would need details for the trip before
quoting.

I Love this bit....

Dear snowcard, yes I will be doing some exploratory caving...the details for the trip are as follows....

I am going to stumble across a piece of passage in a known cave that after 2 minutes of digging will break through to a rather magnificant 4m by 4m phreatic passage approx 2km long with numerous helictities and stals decorating the walls. There will be several finely decorated side passages all of walking proportion with no dodgy boulders hanging in the roof anywhere.
At the end of one of these a canyon passage will bring me to the top of a 30m pitch with superb natural belay points and smooth walls, the decent will be simple..........etc etc etc....


Ok Ok perhaps im missing the point ..... :-[

In fairness, snowcard are fairly clear about the level of activities covered in their different categories. They differentiate expedition caving from tourist caving, just as they differentiate between moutaineering above 7000m

 

[AMW]

Peter

Very hard to define if an accident occurred on an exploration?

AMW

The insurance cover needing extra information is a possible problem although the definition of exploration is down to semantics. We intend to lay line (don't we always  ) ,but if you swim to the end of an existing line you are not exploring you then lay 50M of line that is exploration. You then swim to the end of the line again (including the extra 50M) what is this counted as? 

I tend to steer away from the term exploration/expedition as all in all it is just a holiday 

t may be a one-off due to not using travel-insurance@ british-caving.org.uk, but may actually be a common problem.

I did try all avenues of contact and it seems that some areas of BCA did not know of the change! (see the mail string).

Andrew