I've had several bolts (spits) fail on me in France - not using a ladder but using SRT. The most recent being in the Pyrenees last September.
On a trip in a Mendip cave in July I was climbing down using a ladder (and lifelned as I always insist) when I fell about a 25cm onto a ledge about 3 meters down with the ladder passing me. The ladder haden't failed but the spreader had.
I've also had ladders, or the belays they were attached to, fail a few times in the past (in about 35 years of caving).
Ladders (and belays) can and do fail - not that often, but I still always insist on a lifeline.
Before they were made compulsory I always wore a car seatbelt - I wasn't involved in a collision very often, but on the very few occasions I was, I was EXTREMELY glad that I did. Same with laders and lifelines. Failures may occur infrequently, but they can an do happen.
Oh and if you think Eco hangers are
always bomb-proof, if you're ever in a trip in Knotlow Cavern in the Peak, when you get to the bottom of the second pitch, have a look at the Eco hanger still firmly attached to the rock it was placed in. Shame the rock fell to the bottom of the pitch.