I don't think the idea of unplugging the batteries at half their charging time would work reliably for Li-Ion chargers - unless you know that your charger is a really basic one that only carries out constant-current charging. There really aren't many of those about, in my experience.
The majority of chargers will do the constant current charge (and put 75-90% of the charge into the battery), then slip quietly into constant voltage and the charge current will drop off.
The time it takes in each of these stages depends on the power of your charger, the capacity of your batteries, the ambient temperature, when the charger decides the cell is full, the health of the batteries etc. etc.
On a more powerful charger, the constant current charge can be completed in a few minutes; but the constant voltage charge can't really be hurried and can take hours.
On a less powerful charger, the constant current charge will take proportionally longer... but unless there's an indicator, or you're watching the voltage, there's no way of telling...
If I were storing a Li-Ion battery for an extended period of time, I would:
1) Fully charge the battery. 100%.
2) Use about 10% of it's capacity before storing.
The reason I'd use 10% of the capacity before storing is because the life of a Li-Ion is related to how long it spends at it's full voltage. By using just a small proportion of the charge you 'bleed off' the full voltage, yet still have plenty of capacity to be whittled away by self-discharge in longer term storage.
Korky.