Blimey, you're rich: I'm a-guessin' you've got around ?200,000!
Can I be your fwend?
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To be not stoopid, a County Council with, say, ?15million in an Icelandic account should have split the funds into separate accounts to qualify for the investors' compensation scheme such that rather than holding 1 account they would hold 300 accounts. Surely, another method of achieving the same outcome (and saving a huge amount of bureaucratic buggeration and half a mile of shelf space for the statements and accompanying documentation) would be for the European Government(s) to guarantee 100% of depositors' funds.