£12 million pound Public liability claim?

"As we plan for 2025 and beyond, the BMC face rising premium costs for our Combined Liability Insurance cover due to a second catastrophic claim (November 2023) in recent years. While we managed to absorb most of these costs in 2024, continuing to do so is not sustainable without making significant changes to member services." From:
After the meeting they confirmed: "£376,369 Increase in the cost of BMC Combined Liability premium (£4.57 per member)"
 
Last edited:
Assuming it was that case, the accident happened 7 years ago, but only made local news:
Another report written 2 months later (which was copied into the Irish Sun):
 
How it was decided that the family could sue dive boat. This was in 2018, whilst he died in 2012, award was 2021 and overturned 2022:
Bit more info on what actually happened:
 
Back to the BMC, that incident was the first claim, as their annual report 2023 says:

"In November 2023, two members of the BMC were unfortunately involved in an accident which led to a major claim against the BMC 3rd party liability insurance with huge implications for the premium that the BMC pays in both 2024 and beyond."

Followed by March 2024 announcement:

"At the end of November 2023, the BMC was advised that its combined liability insurance premiums were increasing due to large claim following a serious injury of a club member while climbing outdoors. There will be a £264K increase in 2024, from £591k (2023) to £855k (2024).

This accident, occurring not long after a 'catastrophic' indoor climbing claim in 2018, 'has placed significant pressure on the BMC's policy claims ratio and the level of risk associated with the policy.'

This will include an additional increase in 2025 of circa £140k.

The BMC's liability cover limit remains £15m with three tiers of cover provided as follows:
£0-5m Hiscox
£5-10m RSA
£10-15m JRP"
 
Last edited:
Nothing listed on their website seems to relate - they also have a Facebook page showing what the reports say:

Around the same time Mountaineering Scotland announced:
 
Back
Top