Buildings Insurance

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Paul Me

New member
Does anybody have any recent experience of obtaining building insurance for a club hut at a reasonable price? I have already tried NFU and they are currently unwilling to even quote. Thanks in advance.
 
tras2

tras2

New member
I'm involved in the running of a 30+ bedroom hostel in North Wales and (after a bit of searching!) the person who sorts insurance out found Zurich to be reasonable

It's a bit different from a club hut in that it's hired out for sole-use to the public, but probably close enough for to club huts use cases for an enquiry
 
zzzzzzed

zzzzzzed

Active member
Paul Me said:
Does anybody have any recent experience of obtaining building insurance for a club hut at a reasonable price? I have already tried NFU and they are currently unwilling to even quote. Thanks in advance.
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Doesn't the BCA club policy cover you?
 
P

Paul Me

New member
tras2 said:
I'm involved in the running of a 30+ bedroom hostel in North Wales and (after a bit of searching!) the person who sorts insurance out found Zurich to be reasonable

It's a bit different from a club hut in that it's hired out for sole-use to the public, but probably close enough for to club huts use cases for an enquiry
Click to expand...
Thanks. I have just spoken to Zurich and as you say they are very helpful. I'll be interested to see what they come up with.
 
C

ChrisB

Well-known member
Paul Me said:
I'm given to understand that the BCA insurance doesn't cover buildings.
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Correct. The insurance that comes with BCA membership is for Public Liability. It covers BCA itself, constituent bodies of BCA such as Regional Councils, clubs, access bodies, clubs, DIM and CIMs, for liability if they are sued for damages. It doesn't have any cover for direct losses.

The BCA's broker is Howden (without an 's', Howdens sell kitchens.), so they should have a good understanding of what a caving club hut is.
 
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