After 3 months of being left on hold for ever and spending a fortune on photocopies of bank statements and postage, Dogtag have finally settled and paid out for the clothes I had stolen. Not the bikes, not the caving gear, not the via ferrata kit, tablets, MP3 player, toiletries, towels or even shoes. Don't even think about wasting your money on a policy with this company.
(For those not in the loop, I had my car and contents stolen from a car park in Dunkirk on the way back from a club holiday in Ornans. Basically lost everything except the clothes we were wearing)