Bob Mehew
Well-known member
I can recall two potential claims. One was the Lamb Lear event which resulted in an out of court settlement between the insurance company and the injured party. The other was for a cow falling down an entrance at Reyfad, Fermanagh. Not sure if that was settled out of court.darren said:I'm not old enough to remember, or connected enough to check.
But I believe the insurance claim mentioned in
https://en.m.wikipedia.org/wiki/Lamb_Leer
Resulted in a cliam against the for runner of the BCA type insurance.
Happy to be corrected.
The first was the wake up call to clubs when it was realised that every individual member of a club was liable for any claim. (The Lamb Lear claim was based on an alleged injury causing the loss of income plus a need to be cared for of a under 18 year old and was reckoned to be well above the sum insured plus the value of the club's assets. So the named parties included not just the club but also it was said about 6 members who happened to be wealthy but had bugger all to do with the trip.) Hence many clubs decided they must have insurance to protect members who had no direct involvement in the accident. The legal changes to selling insurance around 2000 made it difficult to sell insurance as the BCRA did up to 2003. So part of the reason for BCA and individual membership was the provision of insurance as a BCA membership benefit which got round the law.